Coverage of Working Campers on Equipment
- Mark and Lavern Bonds
We manage a beautiful 130 site RV Park in Cherokee NC. We are beginning to bring in work campers for some help.
What is the legal way that we can be certain if they ride our riding lawnmower or our tractor, or are just weed eating, and they have an accident, that we covered? We have insurance which covers anyone else's property being damaged, (liability insurance). But it does not cover a work camper. Is a release as a subcontractor going to cover our campground?